Checking Account Options
GHS CHECKING ACCOUNTS
Open A Checking Account That Puts Your Convenience First.
Bank on your terms with a GHS checking account. From our Absolutely Free Checking with 0 minimum balance required to our high-yield checking option, we will help you find the account that fits your needs.
Absolutely Free CHECKING
The Absolutely Free Checking account is GHS’s standard checking account option with perks like a $0 minimum balance, NO monthly or per-check fees, loan discounts for direct payment from your checking account, and so much more! With access to ATMs worldwide and online/mobile banking.
50+ FREE CHECKING
Fifty or older? Your 50+ FREE Checking Account will always make money. You’ll earn 0.10% dividends while enjoying all the other money-saving benefits of Absolutely FREE Checking. Plus, you’ll receive free personalized checks with a “Preferred Member” insignia.
VIP FREE CHECKING
If you have direct deposit of payroll, Social Security, or a recurring government check, or make automatic payments, with VIP FREE Checking, you can easily earn money on all your money. Get all the perks of a GHS checking account while earning a dividend rate of 0.10% APY*!
PREMIER YIELD CHECKING
Along with all the perks of Absolutely FREE Checking, our Premier Yield Checking account delivers an optimum 0.10% yield on your growing checking balance of $1,500** or more. You’ll also receive free personalized checks with a “Preferred Member” insignia.
**No monthly service fee if daily balance is $1,500. $6 monthly fee if minimum daily balance drops below $1,500.
Business Checking
GHS offers two Business Checking Accounts that focus on eliminating high fees and providing you with flexible banking. Explore your options and get started with GHS Business Services.
Learn about Business CheckingEarn more on high balances
If you carry a high daily balance averaging $2,500 or more, you can take advantage of competitive monthly dividends when you open a money market account. Our money market accounts let you maximize your earnings while maintaining easy access to your funds.
| Account Type | Min. Avg. Daily Balance | Dividend Rate | APY** |
|---|---|---|---|
| VIP Free Checking | $0 | ||
| 50+ Free Checking | $0 | ||
| Premier Yield Checking | $0 − $1,499.99 | ||
| Premier Yield Checking | $1,500 | ||
| Premier Yield Business Checking | $0 − $1,499.99 | ||
| Premier Yield Business Checking | $1,500 |
Checking Accounts FAQ
How do I open a checking account?
When opening a checking account, GHS will need to verify your name, date of birth, address, ID number, and Social Security number. You can come into our GHS branch or even open one online and start banking as soon as possible.
How can I move my money from a different financial institution to GHS Federal Credit Union?
Once you have an account with both businesses, transferring money is simple. You can either do it online, or you can stop in one of our GHS locations, and they can assist you in doing so.
How do I sign-up for e-Statements?
You can only sign up for e-Statements online through your account. Learn more about e-Statements.
