Lock In 4.10% APY* for 12 Months
Make more of your savings with a guaranteed 4.10% APY* for 12 months! Open with as little as $500, but act soon. This limited-time offer ends November 1, 2026.
Made for Where You Are. Built for Where You're Going.
Thrive Together is how GHS Federal Credit Union supports real life. With modern tools, thoughtful guidance, and a commitment to financial wellbeing that grows alongside the people and communities we serve.
Your Home May Be Able to Help
Home equity loans can be a practical way to fund improvements, manage expenses, or bring long-term plans within reach.
Flexibility When You Need It
Life brings opportunities and surprises. Whether you're covering an unexpected expense, planning a trip, or tackling a project, a personal loan can help you move forward with confidence.
Invest in Your Financial Wellbeing
Whether you’re just beginning your financial journey or working toward your next goal, we’re here to help. Connect with one of our Certified Credit Union Financial Counselors, explore helpful articles, and access a variety of resources designed to give you the knowledge, tools, and confidence to take control of your money.
MEMBERSHIP
GHS FCU is an inclusive credit union welcoming anyone who lives, works, attends school, volunteers, or worships in Broome, Chemung, Chenango, Cortland, Delaware, Greene, Schoharie, Sullivan, Steuben, Tioga, and Tompkins Counties in New York, and Bradford, Susquehanna, and Tioga Counties in Pennsylvania
What Our Members Have to Say
“If I ever have a question or an issue about my accounts, online banking, or anything at all, a quick call to member services always gets the question answered or the problem solved. Great customer service. I wouldn’t bank anywhere else.” Theresa K.
“After speaking to a loan officer from GHS, I learned I qualified for a $17,000 home equity loan. I refinanced my credit card debt using it, dropping the interest rates from as high as 21% down to under 3%. This is saving me thousands over the lifetime of these loans. Even better, I had enough available in my home equity loan to help me to update my home’s bathroom! I’m thrilled at how easy this was!” Abigail F.
"Big thank you to the loan officer at the Norwich Branch; he went an extra step..." Susan S.
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